Tenants Insurance — or rental contents insurance cover — is a form of 'Home Contents' for those renting a property. It protects your possessions against theft and damage due to fire, flood, storms, subsidence, burst pipes and water leaks.
When you’re renting your home, the building isn’t yours. If a wall falls down, it’s the landlord’s responsibility to put it back up. You just need to worry about your possessions – so you only need home contents insurance if you’re a tenant.
Do I need home insurance as a tenant?
While it’s not a legal requirement, if you want to protect your belongings as a renter, tenants’ insurance can cover you if the unexpected happens. If something is stolen or broken, you can claim on your insurance to recover the cost of replacements.
What is tenants liability insurance?
Tenants liability insurance covers you against common issues that may cause you to lose your security deposit. This could include things like accidental damage, but doesn’t normally cover general wear and tear. This isn’t typically covered by a normal home insurance policy for renters, so you may need to get a separate policy to cover this.
We work in partnership with Urban Jungle to provide a comprehensive tenants contents and liability policy — so if you'd like an online quote before proceeding — it only takes a couple of minutes — please feel free to click the button below.
how we can help you
If you don't know where to begin with your insurance search, then here is a great place to start.
Check out our available services (right) and see how our experts can help you.
Then give us a call and arrange a video-call meeting. With our help, we can make the whole insurance process as clear and straightforward as possible.
All Under One Roof
We are directly authorised and regulated by the Financial Conduct Authority (FCA) for General Insurance, Private Medical Insurance, Pure Protection, Equity Release and Mortgage business. You can check our details and regulatory permissions via the Financial Services Register at https://register.fca.org.uk/.Our FCA reference number is 845592. Haystoun Financial Services Ltd of 19D Eastgate, Peebles, EH45 8AD trades as a Limited Company. Our Company Number is: SC588219
Haystoun Financial & Property Services is a family run business based in Peebles in the Scottish Borders. We offer mortgage, insurance and protection advice services, as well as full letting agency services.
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