Mortgages
Moving home is a really exciting time. There are a lot of fun parts you get to enjoy – such as viewing houses, exploring local areas, choosing new furnishings – but these are sometimes overshadowed by the more stressful parts, like arranging a mortgage. What sets us apart is that we’re an independent mortgage broker with access to the whole of the market. We not only provide mortgage advice for moving home, we manage your entire property-buying journey so you can enjoy this experience – like you’re supposed to.
Later Life Lending
Unlock the value in your home with a lifetime mortgage or retirement interest only mortgage.
If you are over 55, own your own home, and have a small mortgage or are mortgage free, we can help you access a tax free lump sum through equity release or a retirement interest only mortgage.
The funds can be used for any legal purpose such as property purchase, home improvements, a gift to family, paying off existing debts, for a holiday of a lifetime or to help fund your retirement.
Lifetime mortgages are loans secured against your home which will reduce your estates value and may restrict your access to means tested benefits.
The loan, plus compound interest, is repaid when the plan comes to an end if you die or go into long term care.
Please take independent legal and tax advice before entering into any lifetime mortgage contract.
How we can help
If you don’t know where to begin with your mortgage search, then here is a great place to start.
Give us a call, tell us a bit about yourself and arrange a face to face meeting. With our help, we can make the whole mortgage process as clear and straightforward as possible.
Whether you’re buying your first house, remortgaging, moving house or investing in a buy-to-let property, we’ll be able to find the right mortgage for your circumstances.
Please Note:
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
Also, some types of Buy To Let mortgages are not regulated by the Financial Conduct Authority
Mortgages on and equity released from your home will be secured against it and can reduce your estate and limit your access to means tested benefits
A lifetime mortgage, plus compound interest, is repaid when the plan comes to an end if you die or go into long term care.
Please take independent legal and tax advice before entering into any lifetime mortgage or mortgage contract.
Think carefully before securing other debts against your home.